Retail business insurance

Let us help you find the right insurance coverage for your small retail business.

Or call 844-925-1272 for a quote

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Your retail business is your livelihood.
Protect it.

You've worked hard to build your retail business. We'll work hard to find you a customized insurance solution to protect it from the unexpected. At Liberty Mutual, we partner with independent agents to provide you the same quality products and services you give your own customers.

Get customized insurance for your…

  • Antique shop
  • Art gallery
  • Bakery
  • Brick and mortar store with online operations
  • Florist shop
  • Health food store
  • Home improvement store
  • Nursery
  • Shoe store
  • Toy store
  • Appliance store
  • Auto parts store
  • Book and magazine shop
  • Clothing store
  • Gift shop
  • Hobby and craft store
  • Jewelry store
  • Pet store
  • Sporting goods store
  • Vending machine operation

These are just a handful of the types of small retail businesses we work with. Our industry expertise allows us to offer coverage to a wide range of small retail businesses.

What kinds of insurance do retail shops need?

Since no two retail shops are the same, insurance companies generally do not sell a standard “retail business insurance” package.

Small retail shops tend to start off with commercial property insurance and general liability insurance, and then supplement these with other coverages. Speak with an independent agent to make sure you get all the coverage you need.

Why choose Liberty Mutual to protect your retail business?
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We're a Fortune 100 company that's protected businesses like yours for over a century.
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We offer a comprehensive lineup of customizable products to meet all your coverage needs.
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We provide resources and expertise that can help you keep your business and employees safe.
Why work with independent insurance agents
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Liberty Mutual believes in the power of relationships. That's why we sell our products through independent agents, who offer superior ease, choice, and advice.

Find an agent.

Products we offer small businesses

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Business owner's policy
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Commercial property
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General liability
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Commercial auto
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Workers
compensation
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Umbrella
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Inland marine
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Surety bonds

Businesses we work with

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What does retail industry insurance cover?

With a business owner's policy and other common small business insurance coverages like commercial auto, workers compensation, and cyber, you'll have protection from risks like

  • Storefront damage from fire, water, or wind
  • Liability for accidents involving customers
  • Injuries to employees in the workplace
  • Theft of inventory, equipment, and supplies
  • Lost revenue from unexpected business closures from a covered loss
  • Motor vehicle accidents that involve business-owned or leased vehicles
  • Liability claims from breaches of confidential information
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Protect what you've worked
hard to build

Take the first step by getting a quote now or finding an independent
agent who can help you choose the right coverage options.

Five professionals representing different industries.