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Personal services business
insurance
Let us help you find the right insurance coverage for your personal services business.
Or call 844-925-1272 for a quote
Your personal services business is your livelihood.
Protect it.
You've worked hard to build your personal services business. We'll work hard to find you a customized insurance solution to protect it from the unexpected. At Liberty Mutual, we partner with independent agents to provide you the same quality service you give your own customers.
Get customized insurance for a business offering…
- Barber shop or hair styling services
- Funeral home or chapel services
- Locksmith services
- Pet training
- Spa services
- Upholstering
- Carpet, rug, furniture, or upholstery cleaning
- Laundry and dry cleaning
- Pet grooming
- Photography services
- Tailoring or dressmaking
These are just a handful of the personal services businesses we work with. Our industry expertise allows us to offer coverage to a wide range of businesses.
What kinds of insurance do personal services businesses need?
Since no two personal services businesses are the same, insurance companies generally do not sell a standard “personal services business insurance” package.
Businesses providing personal services tend to start off with commercial property insurance and general liability insurance, and then supplement these with other coverages. Speak with an independent agent to make sure you get all the coverage you need.
Why choose Liberty Mutual to protect your personal services business?
Why work with independent insurance agents
What does personal services business insurance cover?
With a business owner's policy and other common small business insurance coverages like commercial auto, workers compensation, and cyber, you'll have protection from risks like:
- Liability for accidents involving customers and others while at your place of business
- Damage to your building or other commercial property from fire, water, or wind
- Injuries to employees sustained while on the job
- Unexpected business closures from a covered loss leading to lost revenue
- Liability claims from breaches of confidential information
Personal services business insurance frequently asked questions
The cost of insurance for personal services businesses varies depending on the coverage needed to address the risks unique to each business.
Keep in mind that the cheapest personal services business insurance isn't necessarily the best personal services business insurance.
Depending on your state and the type of service, you may need liability insurance to obtain a business license. If you have employees, you may also need a workers compensation policy.
Consult with an independent agent to determine the exact insurance requirements for your service type and location.
While home-based personal services businesses may present different risks than those based at commercial locations, they nevertheless benefit from the same common insurance coverages like general liability and commercial property.
An independent agent can help you assess what types of coverages you need for your home-based personal services business.
Protect what you've worked
hard to build
hard to build
Take the first step by getting a quote now or finding an independent
agent who can help you choose the right coverage options.