Washington DC car insurance

Common questions about Washington DC
auto insurance

Need car insurance in Washington DC? Whether you live in the Palisades or Capitol Hill, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Washington DC auto insurance, so you only pay for what you need.

What car insurance is required in Washington DC?

In Washington DC, it's illegal to drive without insurance. Drivers in Washington DC are required to have car insurance coverage for

Bodily Injury to others
Property Damage Liability

Here are the minimum auto insurance limits drivers must have in Washington DC.²

Coverage	Amount
Bodily Injury to Others	$25,000 per person and $50,000 per accident
Property Damage Liability	$10,000 per accident
Uninsured Motorist Bodily Injury Liability	$25,000 per person and $50,000 per accident
Uninsured Property Damage Liability	$5,000 per accident, subject to $200 deductible

For more information, check out the Washington DC Department of Motor Vehicles..

The average cost of car insurance in Washington DC was $1,457³ in 2021 according to thezebra.com. That's 5% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Washington DC auto insurance with a customized policy, so you only pay for what you need.

See how much you could save on car insurance

What Washington DC car insurance coverage is right for you?

All Washington DC drivers must have the state minimum auto insurance coverages. But, based on your budget and needs, you may want to consider higher limits for more protection. We'll help you customize your Washington DC car insurance to get the coverage that fits you.

See all of our auto coverage options.

What's the best car insurance in Washington DC?

Liberty Mutual knows that everyone has different needs for their Washington DC auto insurance. Some may want the cheapest Washington DC car insurance, while others want more coverage and an auto insurance company they know they can trust. We can help you customize your Washington DC car insurance, so you only pay for what you need.

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Who has the cheapest car insurance in Washington DC?

Getting the cheapest car insurance in Washington DC may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴