Washington car insurance

Seattle skyline from union lake waterfront

Common questions about Washington
auto insurance

Need car insurance in Washington? Whether you live in Seattle or Spokane, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Washington auto insurance, so you only pay for what you need.

What car insurance is required in Washington?

In Washington, it's illegal to drive without insurance. Drivers in Washington are required to have the following car insurance coverage: bodily injury to others, and property damage liability.

This chart shows the minimum auto insurance drivers are required to have in Washington.²

Coverage	Amount
Bodily Injury to others	$25,000 per person and $50,000 per accident
Property Damage Liability	$25,000 per accident

Check out the Washington State Department of Licensing for more details.

What's the average cost of car insurance in Washington?

The average cost of car insurance in Washington was $1,224³ in 2021 according to thezebra.com. That's 17% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Washington auto insurance with a customized policy so you only pay for what you need.

See how much you could save on car insurance.

U.S. Map with Washington state highlighted

What Washington car coverage insurance coverage is right for you?

All Washington drivers must have the state minimum auto insurance coverages. But, based on your budget and needs, you may want to consider higher limits for more protection. We'll help you customize your Washington car insurance to get the coverage that fits you.

We'll help you customize your Washington car insurance to get the coverage that fits you.

See all of our auto coverage options.

What is the best car insurance in Washington?

Liberty Mutual knows that everyone has different needs for their Washington auto insurance. Some may want the cheapest Washington car insurance, while others want more coverage and an auto insurance company they know they can trust. We can help you customize your Washington car insurance, so you only pay for what you need.

Start your free quote

Who has the cheapest car insurance in Washington?

Getting the cheapest car insurance in Washington sounds great but it could cost you when you need it most. Beyond cost, you should also make sure the company you pick is reliable in case you're in an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴