Montana car insurance

sunset highway with rocky mountains in Montana

Common questions about Montana
auto insurance

Need car insurance in Montana? Whether you live in Billings or Missoula, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Montana auto insurance, so you only pay for what you need.

What car insurance is required in Montana?

In Montana, it's illegal to drive without insurance. Drivers in Montana are required to have car insurance coverage for

Bodily Injury to others
Property Damage Liability

Here are the minimum auto insurance limits drivers must have in Montana.²

Coverage	Amount
Bodily Injury to Others	$25,000 per person and $50,000 per accident
Property Damage Liability	$10,000 per accident

For more information, check out the Montana Department of Insurance..

What's the average cost of car insurance in Montana?

The average cost of car insurance in Montana was $1,534³ in 2021 according to thezebra.com. That's around the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Montana auto insurance with a customized policy, so you only pay for what you need.

See how much you could save on car insurance

What Montana car insurance coverage is right for you?

The chart above shows the minimum Montana auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your Montana car insurance to get the coverage that fits you. See all of our auto coverage options.

What's the best car insurance in Montana?

Liberty Mutual knows that everyone has different needs for their Montana auto insurance. Some may want the cheapest Montana car insurance, while others want more coverage and an auto insurance company they know they can trust. We can help you customize your Montana car insurance, so you only pay for what you need.

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Who has the cheapest car insurance in Montana?

Getting the cheapest car insurance in Montana may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴