Delaware car insurance

Wilmington Delaware skyline on a sunny day

Common questions about Delaware
auto insurance

Need car insurance in Delaware? Whether you live in Wilmington or Dover, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Delaware auto insurance, so you only pay for what you need.

What car insurance is required in Delaware?

In Delaware, it's illegal to drive without insurance. Drivers in Delaware are required to have car insurance coverage for

Bodily Injury to others
Property Damage Liability

Here are the minimum auto insurance limits drivers must have in Delaware.²

Coverage	Amount
Bodily Injury to Others	$15,000 per person and $30,000 per accident
Property Damage Liability	$10,000 per accident
Personal Injury Protection	$15,000 per person and $30,000 per accident

For more information, check out the Delaware Department of Insurance Website.

What's the average cost of car insurance in Delaware?

The average cost of car insurance in Delaware was $1,623³ in 2021 according to thezebra.com. That's 6% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Delaware auto insurance with a customized policy, so you only pay for what you need.

See how much you could save on car insurance

U.S. Map with Delaware state highlighted

What Delaware car insurance coverage is right for you?

All Delaware drivers must have the state minimum auto insurance coverages. But, based on your budget and needs, you may want to consider higher limits for more protection. We'll help you customize your Delaware car insurance to get the coverage that fits you.

See all of our auto coverage options.

What's the best car insurance in Delaware?

Liberty Mutual knows that everyone has different needs for their Delaware auto insurance. Some may want the cheapest Delaware car insurance, while others want more coverage and an auto insurance company they know they can trust. We can help you customize your Delaware car insurance, so you only pay for what you need.

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Who has the cheapest car insurance in Delaware?

Getting the cheapest car insurance in Delaware may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴