- Property
- Renters Insurance
- Renters insurance coverage
Renters insurance coverage types
We want to help you to understand exactly what your options are when it comes to renters coverage. From the basics – the coverages that come with every policy – to optional insurance that provide extra protection based on your needs. That way you can customize your policy, so you only pay for what you need.
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Insurance coverage for your belongings
Personal Property
Pays the actual cash value of covered personal property that needs to be replaced due to a covered loss.
Blanket Jewelry
Replaces your jewelry if it is lost or stolen, with no deductible or up-front appraisal necessary.
Personal Property Replacement Cost
In the event of a covered loss, we'll pay the actual cash value for items at the time of loss, then up to the full amount of the cost in today's market.
Insurance coverages for damages
Earthquake
Covers damage to personal property caused by earthquakes.
Personal Liability and Medical Payment to Others
Covers you in the event of injury or property damage to somebody else.
Insurance coverage for expenses
Additional Living Expenses/Loss of Rent
Covers any necessary increase in living expenses incurred by you and your house so that you can maintain their normal standard of living.1
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Already have a Liberty Mutual renters policy?
1Stated policy limits apply; not available in all states.