Claims Center

Have a claim? We're here to help. To keep things simple, we made filing a claim online fast and easy. We'll guide you through each step along the way.

Filing a claim online typically takes 10 minutes or less.

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24-Hour Roadside Assistance

If your vehicle breaks down, we won't leave you stranded. From a jump-start to a tow, let's get you back on the road.1
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Glass-only auto claims

Is damage to your vehicle limited to the glass only? That's a separate type of claim from a typical auto claim, get started filing online.
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Auto claims

Learn more about the auto claims process, file a claim, or check the status of a current claim.
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Homeowners claims

Learn more about the home claims process, file a claim, or check the status of a current claim.
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Renters claims

Renters insurance is one of the best ways to protect your personal belongings. Need to file a claim? Get started now.
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Small business claims

Review our solutions and resources for small businesses so you can rest assured what you've worked hard to build will be protected.

More claims resources

  • Home Claims Process

    Check out a step-by-step overview of the home claims process so you know what to expect after filing a claim.

  • Auto Claims Process

    Check out a step-by-step overview of the auto claims process so you know what to expect after filing a claim.

  • Track your claim

    You filed a claim. What's next? Log in to check your claim's status, schedule repairs, contact your claims rep, and more.

What to expect when you have a claim

Every claim is different, but most follow basic steps from start to finish.

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File a claim
Whether you file online or over the phone, well guide you through each step and let you know what information we'll need.
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Review the damage
Any damage involved in your claim will need to be reviewed. In some cases, only photos are needed. In others, we may need to review the damage with an in-person appointment.
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Get an estimate & start repairs
We'll share an estimate for the cost of repairing or replacing your damaged property. Then, we can help you get repairs scheduled and started.
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Get paid
We'll pay you or any vendors you used for repairs for the cost of the damage, minus your deductible.

What you'll need to file a claim online

To make it easy for you, we just need the basics

  • Your username and password
  • The approximate date of the incident
  • General details of what happened

Other information, like a police report number or names of anyone else involved, can be added later, if applicable.

Why file online?

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File on your time: You can file online 24/7, with no holds or wait times.

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Takes 10 minutes or less: We simplified the experience to get you back to your routine faster.

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Track and manage everything: Easily track and manage your claim online, right from your phone.

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Download our app to file and manage your claim faster

Download our mobile app-it's the easiest way to manage your policy

  • Easily file and track your claim
  • Take damage photos for an estimate
  • Call 24-Hour Roadside Assistance
  • Make policy changes
  • And more

Open the camera on your phone, hold it up to the QR code, and tap the link to download

Use the QR code below to download the Liberty Mutual mobile app. Turn on the camera on your smartphone, then hold it up to the respective QR code below to download.
QR code for mobile app download
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Get started filing a claim against one of our customers. We'll contact you if we need more info.

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Frequently asked questions about claims