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Massachusetts car insurance

You could save up to 12% when you buy customized car insurance online1
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Boston skyline overlooking the Charles River

Common questions about Massachusetts
auto insurance

Need car insurance in Massachusetts? Whether you live in the Berkshires or Boston,, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Massachusetts auto insurance, so you only pay for what you need.

What car insurance is required in Massachusetts?

In Massachusetts, it's illegal to drive without insurance. Drivers in Pennsylvania are required to have car insurance coverage for

  • Bodily Injury coverage
  • Property Damage coverage
  • Uninsured Motorist coverage
  • Personal Injury protection

This chart shows the minimum auto insurance drivers are required to have in Massachusetts for these coverages.2

Coverage

Amount

Bodily Injury Coverage$20,000 per person and $40,000 per accident
Property Damage Coverage$5,000 per accident
Uninsured Motorist Coverage$20,000 per person and $40,000 per accident
Personal Injury Protection$8,000 per person, per accident

For more information, check out Mass.gov.

What is the average cost of car insurance in Massachusetts?

The average cost of car insurance in Massachusetts is $1,3463 in 2021 according to thezebra.com. That's 12% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Massachusetts auto insurance, so you only pay for what you need.

U.S. Map with Massachusetts state highlighted

What Massachusetts car coverage insurance coverage is right for you?

The chart above shows the minimum Massachusetts auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your Massachusetts car insurance to get the coverage that fits you. See all of our auto coverage options.

What is the best car insurance in Massachusetts?

Liberty Mutual understands that everyone has individual needs when it comes to their Massachusetts auto insurance. Some might want the cheapest Massachusetts car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Massachusetts car insurance, so you only pay for what you need.

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Who has the cheapest car insurance in Massachusetts?

Getting the cheapest car insurance in Massachusetts may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

You could save hundreds with Liberty Mutual auto insurance policy.4

Save money with these auto insurance discounts

Switch to Liberty Mutual for car insurance and you could save hundreds.4
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Online Purchase Discount

Buy your policy online and save. It's that simple.5

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Bundle and Save

Convenience and savings — need we say more? Combine your policies and get a discount.5

Learn about Bundle and Save Discounts and more
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RightTrack®

Get rewarded for your good driving behavior by saving up to 30% on your policy.6

Save with our safe driver program
Those are just a few of the ways we can help lower your car insurance costs.

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