- Auto and Vehicle
- Car Insurance
- Car Insurance Coverages
Car insurance coverage types
Every driver on the road is unique. Your car, your driving history, and of course your budget determines the kinds of coverage options to consider when shopping for car insurance.
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Insurance coverage for your car
Comprehensive coverage
Comprehensive coverage pays for damages to your vehicle from incidents other than a collision.
Collision coverage
Collision coverage pays for damage to your vehicle when it collides with another vehicle or object (e.g., a tree, a guardrail).
Better Car Replacement
If your car is totaled, we'll give you the money for a model that's one year newer.1
Other common coverages
Insurance coverage for your medical expenses
Medical Payments Coverage
This coverage pays for your initial medical expenses related to the accident, regardless of who is at fault. Passengers in your car are also covered.
Uninsured Motorist Coverage
If the other driver in an accident is uninsured, this coverage will pay for your injuries, up to the limit you choose.
Personal Injury Protection Coverage
Personal Injury Protection (PIP) coverage addresses potential medical expenses as a result of an accident.
Insurance coverage for other people's medical and property expenses
Bodily Injury Liability Coverage
Covers the initial medical treatment for your passenger(s).
Medical Payments Coverage
Covers the initial medical treatment for your passenger(s).
Property Damage Coverage
When you are found legally responsible for a car accident, this coverage pays for costs associated with repairing or replacing another person's property.
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1Optional coverage in some states; availability varies by state. Eligibility rules apply.