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Pet Insurance

Your pet deserves the best, that's why you should get Liberty Mutual insurance!

Select your Pet's Species
My pet is a:

Affordable pet insurance,
customized for you.

What is pet insurance? Pet insurance is like health insurance for your pets. If they need to see a vet due to illness or injury, pet insurance can help you to get them the best treatment available without breaking the bank.

Plus, our preventative wellness options could help you stay ahead of any potential issues altogether.

Save money with these pet insurance discounts

Our policies start at less than $1 a day. Customize even more by choosing your reimbursement, deductible, and annual maximum.
Customized coverage

Customize your pet insurance policy so you only pay for what you need.

Learn more about customizing your pet insurance policy
Multiple discounts

Stackable discounts that could save you up to 20%.

Start your pet insurance quote to see how much you could save
Lifetime coverage

Your policy will not be automatically terminated due to your pet's age.

Learn more about our pet insurance plan benefits
With more than 100 years of insurance experience, we work hard to protect your pet and your wallet.

Bundle your insurance,
more like bundle of savings!

Already a Liberty Mutual customer? You could save up to 20% with stackable discounts on pet insurance.

We also make it fast and easy for you to get a quote. Check out why people have trusted us with their insurance needs for over 100 years!

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Customized pet insurance coverage
built for your furry friends

We'll help you find the best pet insurance coverage so you're confident your pets (and wallet) are protected!

Annual maximum


Choose the maximum amount insurance will cover for the year. At $5k, $10k, and $15k maximums we'll help protect your pet from the unexpected. The lower, the maximum, the lower your monthly payment.

Deductible


Choose what you feel comfortable paying out of pocket for the year with deductible options of $250, $500, or $1,000. The larger your deductible, the less your monthly premium.

Reimbursement


You can select the percentage of how much you'll get back for each vet visit. We offer reimbursement options of 70%, 80% or 90%. The lower the percentage the lower your premium.

cat and dog sitting on couch
You can also check out more info about your pet insurance options and using your plan.

Why get pet insurance?

1 in 3 pets need unexpected veterinary care every year1

The cost of veterinary care has increased 10% in the past year2

Every 6 seconds a pet parent is handed a bill for more than $3,0003

Choose from 3 types of pet insurance policies

Accident coverage

What it covers

  • Accidental injuries
  • Euthanasia or anesthesia
  • Ingestion of a foreign object (up to 2 treatments max per policy year)
  • Accidental death

Accident and Illness coverage

What it covers

  • Everything covered under Accident Coverage
  • Illnesses (ex., cancer, influenza, and kennel cough)
  • Alternative medicine
  • Behavioral therapy
  • Hereditary and congenital conditions

Accident, Illness, and Wellness coverage

What it covers

  • Everything covered under the Accident and Illness policy Wellness exams
  • Intestinal deworming
  • Routine dental cleaning
  • Spaying/Neutering
  • Flea and tick prevention
  • Heartworm tests and medication
  • Dietary food and supplements
  • Prescription and vaccinations
  • Boosters and vaccinations

Compare the benefits

Accident
Accident and Illness
Accident, Illness, and Wellness
Accidental injuries (including to permanent teeth)
Euthanasia or anesthesia
Cremation and burial expenses for injury-related death
Ingestion of a foreign object
Accidental death
Illness (ex.., cancer, influenza, and kennel cough)
Alternative medicine
Behavioral therapy
Hereditary and congenital conditions
Wellness exams
Intestinal deworming
Routine dental cleaning
Spaying/Neutering
Flea and tick prevention
Heartworm test and medication
Dietary food and supplements
Prescription and medications
Boosters and vaccinations

Contact Us

Hours

Mon — Fri: 8 AM — 9 PM EST
Sat: 10 AM — 7 PM EST

Common questions about pet insurance

Want to learn more about pet insurance? We can help!

Woman with her dog

How does pet insurance work?

Cat lying on table

What does pet insurance cover?

Cat with her owner going to their new home in her carrier

Moving with pets